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SAME DAY APPROVAL

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Fact find

Complete our digital form in under 10 minutes. It’s designed to collect just the right information to get your application started. fully online, anytime.

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Application

Our AI instantly matches your profile with the best lenders and loan products. Then, a licensed broker will personally reach out to confirm details and answer your questions.

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Settlement

Once approved, funds are quickly disbursed to the dealership or private seller, so you can drive away without delay.

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News

All applications are subject to the credit provider’s lending criteria, terms, conditions, fees, and charges. Approval is not guaranteed and is dependent on the lender’s credit assessment and your individual circumstances.

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The information provided on this website is general in nature and does not constitute financial, legal, or tax advice. Nik Finance does not make any recommendations or offer personal advice in relation to financial products. You should consider whether any product or service is right for your personal situation. For personalised financial or tax advice, we recommend consulting a licensed adviser.

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*Interest rates shown are indicative only and may vary depending on factors such as your credit score, application details, and lender policies. Your exact rate, fees, and repayments will be confirmed upon application. All rates, fees, and turnaround times are subject to change without notice.

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