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Refinance Now

Use our refinance calculator to estimate your new repayments and savings. Compare rates and switch smarter with Nik Finance.

Home Loan Refinance Calculator – See How Much You Could Save

Thinking about refinancing your home loan? Use our refinance calculator to estimate your new repayments and see how much you could save. Whether you're looking to reduce your interest rate, lower your monthly repayments, or release equity, our tool gives you real-time insights into better loan options from 50+ lenders. It’s fast, free, and tailored to help you refinance smarter.

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All applications are subject to the credit provider’s lending criteria, terms, conditions, fees, and charges. Approval is not guaranteed and is dependent on the lender’s credit assessment and your individual circumstances.

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The information provided on this website is general in nature and does not constitute financial, legal, or tax advice. Nik Finance does not make any recommendations or offer personal advice in relation to financial products. You should consider whether any product or service is right for your personal situation. For personalised financial or tax advice, we recommend consulting a licensed adviser.

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*Interest rates shown are indicative only and may vary depending on factors such as your credit score, application details, and lender policies. Your exact rate, fees, and repayments will be confirmed upon application. All rates, fees, and turnaround times are subject to change without notice.

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