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SAME DAY APPROVAL

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Fact find

Fill out our digital form in less than 10 minutes. It gives us all the key details we need to start your refinance or new purchase application. secure, fast, and online.

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Application

Our AI-powered platform compares options across leading lenders to find the best-fit loan. A qualified mortgage broker will then confirm the details with you and guide you through the next steps.

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Settlement

For purchases, funds are released directly to the seller or developer. For refinances, your old loan is paid out, and your new loan takes effect. Seamlessly handled by our team and lender.

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News

All applications are subject to the credit provider’s lending criteria, terms, conditions, fees, and charges. Approval is not guaranteed and is dependent on the lender’s credit assessment and your individual circumstances.

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The information provided on this website is general in nature and does not constitute financial, legal, or tax advice. Nik Finance does not make any recommendations or offer personal advice in relation to financial products. You should consider whether any product or service is right for your personal situation. For personalised financial or tax advice, we recommend consulting a licensed adviser.

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*Interest rates shown are indicative only and may vary depending on factors such as your credit score, application details, and lender policies. Your exact rate, fees, and repayments will be confirmed upon application. All rates, fees, and turnaround times are subject to change without notice.

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